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Protect your identity and your money online

Updated: Jul 11, 2023

At ROC Financial Solutions, we make it a priority to protect your personal and account information. But there are steps you can take to further increase your security:

Man thinking


1. Avoid public hotspots and free WiFi when accessing your accounta


2. Don't click on links or open attachments from senders that seem suspicious


3. Never give out personal or financial information without verifying a company that you want to do business with first


4. Use distinct passwords when creating online accounts



Manage your password

Protecting your password is one of the easiest things you can do to help secure your account. While we will ensure that your password meets minimum complexity requirements, you can make your password even stronger to further protect yourself.

Reusing the same password across multiple sites is not advisable. Note: If you use the same password across different websites or services, you are particularly susceptible to credential stuffing, the cybercrime technique where stolen account credentials are used to gain unauthorized access to a user’s other online accounts.


Ensure your connection is secure

SSL-capable browsers will display a lock symbol that indicates you are operating in secure mode. Check your browser’s documentation for more information about what to look for. (For those wondering, SSL stands for “Secure Sockets Layer” and is used to establish an encrypted link between a browser and web server.)

  • Also check the web address to see if it appears as "https://www...." If so, that means that you have accessed a server with enhanced security features.

Clear the cache of your browser

Browsers generally cache, meaning they store some information locally on your computer. That could include images of pages that have already been downloaded in order to provide a faster, better web experience. The point of caching is to provide a speedier experience, but it can potentially leave you more vulnerable to hackers.

By clearing your cache after visiting secure sites, you reduce the risk of exposing confidential information stored locally.


Always sign out of your account

Remember to always sign out when you are finished accessing your financial accounts. If you’re going to be away from your computer for an extended period of time, be sure to sign out then as well. Signing out will end your session and you will be asked to submit your unique email address and password the next time you log in.

Closing your browser entirely can also be a good way of preventing others from accessing your information.


Be vigilant when receiving unexpected calls

Not all calls are genuine. Criminals or hackers can use a wide range of tactics to try to get information from you, including posing as your bank, a relative or another organization. They may already know a few personal details about you like your full name and address, and they could use this information to appear genuine.

If you receive an unexpected call from someone who asks you to give them information about you or your bank account, this could be a scam. If it doesn’t seem right:


  1. Ask them if you can call them back on the business line. A genuine caller should not mind if you want to call them back.

  2. Look up the phone number of the company, then if you can, call them back from a different phone number.

  3. When looking for a private or hard money loan, be cautious of Whatsapp phone numbers, gmail email addresses, and the lack of a company website.


Reduce your public footprint online

Social media impersonation: Criminals are increasingly using social media to build relationships with victims and ultimately steal data. Typically, these scammers create fake accounts that appear (and claim) to be official accounts for an individual or organization.

Social media impersonation can also refer to the takeover of real accounts. These accounts can be used for phishing activities and can cause reputational damage to an individual or company.

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ROC Financial Solutions, LLC. is an originating entity and financing consultant of business purpose funding.  9105 All Saints Road Unit D 330, Laurel MD 20723  ROC Financial Solutions, LLC. is licensed or exempt from licensing all states that they do business in.  We lend on real estate in AL, AK, AR, DC, CO, CT, DE, FL, GA, HI, IL, IN, KS, KY, LA, ME, MD, MA, MI, MO, MT, NH, NM, OH, OK, OR, PA, RI, SC, TN, TX, VA, WA, WV, WI, WY.   (Our down payment assistance program is available nationwide).  We lend on business loans in all 50 states.  ROC Financial Solutions originates loans under 12 CRF 1026.3 (a)(1) and 12 CFR 1024.5 (b)(2) Business purpose loans that are exempt from coverage under RESPA as defined by 12 CFR 1026.3 (a)(1) of Regulation Z.   ROC Financial Solutions, LLC only originates business purpose loans on non-owner-occupied residential and commercial, non-TRID regulated real estate properties, or business working capital loans.   Rates, terms, and conditions offered to qualified borrowers, may vary upon loan product, deal structure, location, lender, or other applicable considerations, and are subject to change at any time without notice.   Moreover, any rates, terms and conditions communicated via email shall only constitute a general, non-binding expression of interest on the part of ROC Financial Solutions, LLC., and the associated lender and do not create any legally binding commitment or obligation on the part of ROC Financial Solutions, LLC., and are expressly subject to, but not limited to, the credit, subject property, Investor experience, legal review, and lender approval process.  ROC Financial Solutions LLC., also operates as a Wholesaler on investment residential and commercial, non-owner-occupied properties.  ROC Financial Solutions, LLC., is exempt from licensing for these types of properties and is not a licensed real estate agent or broker.  The recipient of this message agrees to hold harmless ROC Financial Solutions LLC.  DISCLAIMER: ROC Financial Solutions does not finance owner occupied residential real estate. We offer commercial business purpose funding options strictly for non-owner-occupied real estate, and businesses.  Disclosure:  This is a partner program whereas ROC Financial Solutions LLC works with a private lender to offer these services, and ROC Financial Solutions will earn a referral fee from the lender for offering such services.  If you have received this message in error, please delete it.   Our Privacy Disclosure Statement can be found at https://www.rocfinancialsolutions.com/private-policy   Copyright © 2024 ROC Financial Solutions LLC, All rights reserved. 

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