Land Funding
Land financing is currently limited to eligible transactions with leverage below 50% LTV.
Development and Construction Land
Financing may be available for acquiring land tied to an approved development or ground-up construction plan. See our Ground-Up Construction program for additional information.
Investment Land Loans
Eligible property types may include raw land, entitled land, infill lots, development sites, and land held for an eligible business-purpose investment.
Case-by-Case Review
Land transactions vary considerably. Each scenario is reviewed based on location, zoning, intended use, borrower qualifications, exit strategy, and available collateral.
Important Eligibility Note
ROC Financial Solutions provides business-purpose and investment financing. Owner-occupied and consumer-purpose land transactions are not eligible.
ROC Financial Solutions works with funding partners that evaluate eligible land transactions. Each request is reviewed individually, and not all properties or borrowers will qualify.