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Rental Unit Financing

Purchase, Rate and Term, and Cash-out Refinance solutions available. Single asset or portfolio loans. These options enable investors like you to build a steady stream of income through rental property investment and re-investment. ROC financial Solutions LLC delivers speed, leverage, and consistency to both highly experienced and new real estate investors.  Short- and long-term loans for stabilized rental properties to generate cash flow.  5/1, 7/1, 10/1, 15yr., 25yr, and 30-year fixed rate solutions are available. 30-year amortized with fixed interest only period. Cash-out refinance up to 75-80% of the property’s value.

The B.R.R.R.R. Strategy:  

Buy, Renovate, Rent, Refinance, repeat.  Make the most of your investments.  This is a great way to build your portfolio.  You can finance both long-term and short-term rental properties with us.  We offer straight forward processing and fast closings.   


  • Single property, portfolio, transitional, vacation, and airbnb rental loans available 

  • Rates starting as low as 3.75% 

  • 5/1 ARM, 10/1 ARM, 15, 20, 25, and 30 year fixed rate loans 

  • Cash out up to 80% of the property’s value 

  • 13, 19, 24-month term options for the construction  

  • Loan amounts from 100K -50MM (Portfolios Higher) 

  • Purchase up to 90% of the Appraised value  

  • No personal Income documents 

  • Non-recourse available 


ROC Financial Solutions vacation rental program is meant to be scalable, and there is no hard limit to how many properties an investor can finance with us.  Commonly, a customer obtains a cash-out refinance from us to purchase or improve their next investment.  


We offer good solutions for building a larger investment portfolio.  

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