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Rental Unit Financing
Purchase, Rate and Term, and Cash-out Refinance solutions available. Single asset or portfolio loans. These options enable investors like you to build a steady stream of income through rental property investment and re-investment. ROC financial Solutions LLC delivers speed, leverage, and consistency to both highly experienced and new real estate investors. Short- and long-term loans for stabilized rental properties to generate cash flow. 5/1, 7/1, 10/1, 15yr., 25yr, and 30-year fixed rate solutions are available. 30-year amortized with fixed interest only period. Cash-out refinance up to 75-80% of the property’s value.
The B.R.R.R.R. Strategy:
Buy, Renovate, Rent, Refinance, repeat. Make the most of your investments. This is a great way to build your portfolio. You can finance both long-term and short-term rental properties with us. We offer straight forward processing and fast closings.
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Single property, portfolio, transitional, vacation, and airbnb rental loans available
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Rates starting as low as 3.75%
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5/1 ARM, 10/1 ARM, 15, 20, 25, and 30 year fixed rate loans
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Cash out up to 80% of the property’s value
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13, 19, 24-month term options for the construction
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Loan amounts from 100K -50MM (Portfolios Higher)
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Purchase up to 90% of the Appraised value
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No personal Income documents
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Non-recourse available
ROC Financial Solutions vacation rental program is meant to be scalable, and there is no hard limit to how many properties an investor can finance with us. Commonly, a customer obtains a cash-out refinance from us to purchase or improve their next investment.
We offer good solutions for building a larger investment portfolio.
We offer 2 portfolio loan programs.
Minimum Qualification Criteria - Rental Portfolio Loan Program I CVL
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Eligible Properties (Non-Owner-Occupied): SFR, Condo, Townhouse, and Multifamily
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5+ properties, minimum loan amount of $500,000
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Minimum individual property values of $45,000 ($40k/door for multi-unit properties)
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Sponsor Median FICO 660+
Minimum Qualification Criteria - Rental Portfolio Loan Program II LIO
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Eligible Properties (Non-Owner-Occupied): SFR, Condo, Townhouse, and Multifamily
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5+ properties, minimum loan amount of $100,000
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Minimum individual property values of $50,000 ($50k/door for multi-unit properties)
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Sponsor Median FICO 680+

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