Privacy Disclosure Statement
INFORMATION WE COLLECT ABOUT YOU — We collect nonpublic personal information about you from the following sources: - Yourself, information we receive from you on applications and other forms - Information about your transactions with us - Information we receive from a consumer reporting agency - Information obtained when verifying the information you provide on an application or other forms; this may be obtained from your current or past employers, or from other institutions where you conduct financial transactions We may disclose all of the information we collect, as described above, as permitted by law.
PARTIES WHO RECEIVE INFORMATION FROM US — We may disclose nonpublic personal information about you to the following types of third parties: - Financial service providers, such as insurance companies, mortgage service companies and securities broker-dealers - Non-financial companies, such as consumer reporting agencies, data processors, check/share draft printers, financial statement publishers/printers, plastic card processors and government agencies. The Applicant authorizes the ROC Financial Solutions to communicate with them by, but not limited to, phone calls, emails, text messages, internet, postal mail, etc., for up to a period of five years. The Opt-Out method must be made in writing containing the (“applicant(s)”, “customer(s)”, “borrower(s)”, or “client(s)”, full name, phone number, and email address by email to email@example.com or by US Postal mail 9062 Canterbury Riding Suite B, Laurel, MD 20723.
DISCLOSURE OF INFORMATION TO PARTIES THAT PROVIDE SERVICES TO US — In order for us to conduct the business as your representative, we may disclose all of the information we collect, as described above, to other financial institutions with whom we have joint marketing agreements, to other companies that perform marketing services on our behalf, or to nonaffiliated third parties for the purposes of processing and servicing transactions that you request or authorize, so that we may provide our clients competitive products and services. We may also disclose nonpublic personal information about you under circumstances as permitted or required by law. These disclosures typically include information to process transactions on your behalf, conduct the operations of our company, follow your instructions as you authorize, or protect the security of our financial records. To protect our members' privacy, we only work with companies that agree to maintain strong confidentiality protections and limit the use of information we provide. We do not permit these companies to sell the information we provide to other third parties.
DISCLOSURE OF INFORMATION ABOUT FORMER CLIENTS — If you terminate your relationship with ROC Financial Solutions, we will not share information we have collected about you, except as may be permitted or required by law.
HOW WE PROTECT YOUR INFORMATION — We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, or procedural safeguards that comply with federal regulations to guard your nonpublic personal information.
WHAT CLIENTS CAN DO TO HELP — ROC Financial Solutions LLC is committed to protecting the privacy of its customers. Clients can help by following these simple guidelines: - Protect your account numbers, plastic card numbers, personal identification numbers (PINs) or passwords. Use caution when disclosing your account numbers, social security numbers, etc. to other persons. If someone calls you explaining that the call is on behalf of the ROC Financial Solutions LLC and asks for your account numbers or loan information, you should beware. Contact us immediately to ensure that the person contacting you is a partner of ROC Financial Solutions LLC. Keep your information with us current. If your address or phone number changes, please let us know. It is important that we have current information on how to reach you. A good policy to have is to regularly check your accounts for the potentially fraudulent or unauthorized activity or use. Let us know if you have questions. Please do not hesitate to call us – we are here to serve you!
The Applicant authorizes the ROC Financial Solutions to communicate with them by, but not limited to, phone calls, emails, text messages, internet, postal mail, etc., for up to a period of five years. The Opt-Out method must be made in writing containing the (“applicant(s)”, “customer(s)”, “borrower(s)”, or “client(s)”, full name, phone number, and email address by email to firstname.lastname@example.org. Clients non-public and personal information shall not be shared, other than in the use to obtain funding, with any outside companies, or individuals other than affiliates and/or partners in the loan origination,
funding, and closing process.
DISCLAIMER: ROC Financial Solutions, LLC is a private investment real estate funding advisor and wholesaler. Client(s) are aware that our services are for consultation and agree ROC Financial Solutions, LLC to be held harmless. All loan approvals are conditional and subject to qualification by the selected lender's requirements being fully met by borrower. ROC Financial Solutions, LLC is not a United States Securities Dealer, direct Lender or US Investment Advisor. Furthermore, ROC Financial Solutions, LLC is not a licensed Realtor or Mortgage Broker in any state. All communication and website content is not to be considered a solicitation for any purpose in any form or content, nor an offer to sell and/or buy securities and/or to provide lending against any primary residence properties and/or any financing that requires specific licensing in applicable states other than for private lending on investment properties only. Merely describing the details of an existing private lending program does not constitute an offer or solicitation of any kind and, if presented, is done so as a request for information. Upon reading this page you as the recipient acknowledge this disclaimer and warnings herein. By reading beyond this point, you agree, acknowledge and accept that this is a privileged, proprietary and confidential communications and you agree to keep it private. ROC Financial Solutions does not finance owner occupied residential real estate. We offer commercial mortgages strictly for non owner occupied real estate. ROC Financial Solutions originates loans under 12 CFR 1024.5 (b)(2) Business purpose loans that are exempt from coverage under RESPA as defined by 12 CFR 1026.3 (a)(1) of Regulation Z. ROC Financial Solutions, LLC services are not available in all states.